Monthly Archives: September 2016

How I Fixed my Finances – The Road to Financial Freedom Part 1

Standard

I resigned 2 years ago, and goodness gracious, I was darn BROKE! And  I had a credit card debt. Putek, sana lamunin na ako ng kumunoy e noh?

Sana nga kasi bigla na lang tumutubo ang datung!

Sana nga kasi bigla na lang tumutubo ang datung!

When I say broke, I meant every letter of it! Yung pang diaper nga at milk ng kids ko, I had to ask for my parents or my brother to buy it first –  just because I was still waiting for their dad’s monthly allotment. Well, it wasn’t that bad. Nakakakain pa ako and I still have a roof over my head, until Christmas of 2014 happened. It was a heartbreaking moment for me. 

I saw my daughter cried because I wasn’t able to give her a decent Christmas present. Don’t get me wrong. My daughter is one of the most appreciative kids I know. Kahit nga cheap na kendi or used na laruan ang ibigay mo sa kanya, you would see her eyes go BIG and she will thank you non – stop. So when I saw her tears,  I knew I have gone overboard.

I covered myself in a thick blanket and wept silently – on Christmas Day!

I felt bad not because I wasn’t able to give them good gifts. It’s the fact that I COULD, but I mismanaged my finances that year – hence, I wasn’t able to buy nice gifts. I spent it on booze and non – sense things months before that. Buhay dalaga e!

It was a wake-up call, and I did what I had to do. GET A JOB! Pronto!

January 2015, go start a new career! 

I used to work online so I know few websites where I could send my resume. Alam ko mag – memessage ka to ask what it is. Please don’t hesitate to send me a message, I’ll guide you.

In just few days, I got a call and got hired as a news writer. I was doing well and earning ok.  In fact, I always get bonuses because my articles would reach the target ‘hits’ every month. O, ayan medyo may pera na ako. Pero ang badtrip kasi, sablay magpasweldo. Delayed. Mas delayed pa sa period ko nung nabuntis ako! Dahil dun, ang hirap mag – budget. Alam ko na may pera ako, pero kelan darating? Sabi ko sa sarili ko, “BA, hanap ka pa ng ibang trabaho, kelangan may backup ka!” And then a message from my former boss came.

February 2015

Ayan, may bago na akong raket! The travel management company that I used to work for on a full time basis needed a Virtual Assistant. Syempre feeling ko perfect candidate ako since I know the reports and the requirements . Grab na si bakla, pangbayad din ng bills ang part time job na ito.

Sige, tiis pa ako sa news writing job ko na ang tagal magpasahod. Tutal may monthly allotment naman ang kids from the dad. Tapos wala naman akong gastos kasi nakikisilong ako sa bahay ng parents ko. HIndi din ako obligadong magbigay sa kanila. Oh, sarap buhay!

Pero hindi

It wasn’t a nice feeling to know that I am a mother of 2 and I couldn’t handle myself, my kids and my finances. Sabi ko, God gave me certain gifts not to be like this. Yung tipong, basta nasweldo pero walang value yung work mo? Ayaw ko ng ganoon. HIndi masarap sa pakiramdam.

Sabi ko sa sarili ko, “Alam ko na yayaman ako, or at least magiging stable in no time. ” I always think about that. And because I was so ambitious, I looked for another ‘raket’ by May 2015.

June 2015 

I was hired by a travel blogger to become her Virtual Assistant. Hindi na report – report lang ito ha. It’s like your personal secretary na kelangan organized ka. E pare, isa ako sa pinakaburarang tao na makikilala mo. Pero sabi ko, “Sige kaya ko ito. Kakayanin ko.”

Apart from doing the regular tasks, I am sometimes required to research about polio, yellow fever, environmental health and you know, topics that hold so much value for the society. Turned out that my boss was a Communication Consultant for UN. Anak ng tipaklong – ang sarap! Kumikita na ako, feeling ko super hero pa ako sa trabaho ko.

OK na ako.  Nakakapagbigay na ng paunti – unti sa parents. I even went overseas and had a vacation. Malimit na din kami mag – mall ng kids ko. Plus, I can regularly pay the bills…. I gave up my writing job because waiting for my salary was causing stress. Basta pag nakakastress, iwan mo! Simple di ba? #hugot 😉 

But I wasn’t contented! I knew may ibubuga pa ako.

Pero as of now, matutulog muna ako. I’ll have a part 2 of my story and I hope ma-inspire ko ang mga taong akala e wala ng ways para makalusot sa problema. 🙂

 

What a WAHM Wears at Home

Standard

What I love about working from home is that I can ditch the make- up and can save time choosing the best wardrobe. You might want to take a look at my usual ‘look’ during weekdays.

I sometimes wear pants if I need to do some errands at school, but most of the time, you’d see me wearing shorts or skirts!

Same color scheme? That was NOT planned!

Same color scheme for the week? That was NOT planned!